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Interest Rates and annual percentage yield (APY) are effective
7/15/2010
Member FDIC
 Special Certificates of Deposit |
Interest Rate |
APY* |
| 12 Month Flex Certificate¹ |
$5,000 Minimum |
1.24%. |
1.25% |
| 7 Month³ |
$5,000 Minimum |
1.15% |
1.15% |
| 17 Monthª |
$5,000 Minimum |
1.49% |
1.50% |
|
¹ Automatically renews to a 12-month flex
certificate. Unlimited deposits ($1,000 minimum), one
withdrawal per calendar month ($1,000 minimum), maximum balance
limit of $250,000.
³Automatically renews to a 6-month certificate.
ªAutomatically renews to a 12-month certificate.
| Current Rates |
| Length of Investment |
Minimum Deposit |
Amount of Deposit |
Interest Rate |
APY* |
| 3 Month Certificate |
$1,000 |
$1,000.00-$4,999.99 |
.25% |
.25% |
| |
|
$5,000.00-$9,999.99 |
.30% |
.30% |
| |
|
$10,000.00-$24,999.99 |
.35% |
.35% |
| |
|
$25,000.00-on up |
.40% |
.40% |
| 6 Month Certificate |
$1,000 |
$1,000.00-$4,999.99 |
.50% |
.50% |
| |
|
$5,000.00-$9,999.99 |
.60% |
.60% |
| |
|
$10,000.00-$24,999.99 |
.70% |
.70% |
| |
|
$25,000.00-on up |
.80% |
.80% |
| 12 Month Certificate |
$1,000 |
$1,000.00-$4,999.99 |
.75% |
.75% |
| |
|
$5,000.00-$9,999.99 |
.85% |
.85% |
| |
|
$10,000.00-$24,999.99 |
.90% |
.90% |
| |
|
$25,000.00-on up |
1.00% |
1.00% |
| 24 Month Certificate |
$1,000 |
$1,000.00-$4,999.99 |
1.10% |
1.10% |
| |
|
$5,000.00-$9,999.99 |
1.20% |
1.20% |
| |
|
$10,000.00-$24,999.99 |
1.30% |
1.30% |
| |
|
$25,000.00-on up |
1.39% |
1.40% |
| 36 Month Certificate |
$1,000 |
$1,000.00-$4,999.99 |
1.54% |
1.55% |
|
|
$5,000.00-$9,999.99 |
1.79% |
1.80% |
|
|
$10,000.00-$24,999.99 |
1.89% |
1.90% |
|
|
$25,000.00-on up |
1.99% |
2.00% |
| 48 Month Certificate |
$1,000 |
$1,000.00-$4,999.99 |
1.99% |
2.00% |
| |
|
$5,000.00-$9,999.99 |
2.23% |
2.25% |
| |
|
$10,000.00-$24,999.99 |
2.33% |
2.35% |
| |
|
$25,000.00-on up |
2.43% |
2.45% |
| 60 Month Certificate |
$1,000 |
$1,000.00-$4,999.99 |
2.28% |
2.30% |
| |
|
$5,000.00-$9,999.99 |
2.53% |
2.55% |
| |
|
$10,000.00-$24,999.99 |
2.62% |
2.65% |
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|
$25,000.00-on up |
2.72% |
2.75% |
|
| Midwest
Interest Checking |
$100 |
$1.00- $1,499.99 |
.10% |
.10% |
|
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$1,500.00-$9,999.99 |
.15% |
.15% |
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$10,000.00-$24,999.99 |
.20% |
.20% |
|
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$25,000.00- on up |
.25% |
.25% |
| Midwest Market Plus Checking |
$100 |
$1.00- $24,999.99 |
.25% |
.25% |
|
|
$25,000.00-$99,999.99 |
.50% |
.50% |
|
|
$100,000.00- on up |
.75% |
.75% |
| Money Market |
$100 |
$0.00- $9,999.99 |
.25% |
.25% |
|
|
$10,000.00-$24,999.99 |
.30% |
.30% |
|
|
$25,000.00-$49,999.99 |
.40% |
.40% |
|
|
$50,000.00-$99,999.99 |
.55% |
.55% |
|
|
$100,000.00 -
on up |
.75% |
.75% |
| Savings |
$10 |
|
.25% |
.25% |
| Health Savings Account |
|
$0.00-$9,999.99 |
.75% |
.75% |
| |
|
$10,000.00-$24,999.99 |
1.00% |
1.00% |
| |
|
$25,000.00 -
$49,999.99 |
1.24% |
1.25% |
| |
|
$50,000.00 - on up |
1.49% |
1.50% |
| IRA Savings |
|
$0.00-$9,999.99 |
1.24% |
1.25% |
| |
|
$10,000.00-$24,999.99 |
1.44% |
1.45% |
| |
|
$25,000.00-$49,999.99 |
1.54% |
1.55% |
| |
|
$50,000.00-$99,999.99 |
1.64% |
1.65% |
| |
|
$100,000.00 - on up |
1.74% |
1.75% |
|
* Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings
Early Withdrawal Penalty Schedule on Certificate of Deposit
| 1 day up to but not including 12 months |
30 day penalty |
| 12 months up to but not including 24 months |
90 day penalty |
| 24 months up to but not including 36 months |
180 day penalty |
| 3 years up to less than 6 years |
12 month penalty |
| 6 years and longer |
72 month penalty |
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